8chan/8kun QResearch Posts (3)
#20267691 at 2024-01-19 17:01:56 (UTC+1)
Q Research General #24868: Fryday Anons #NationalPopcornDay! Edition
https://cnbcusa.com/world-news/pascal-najadi-global-us-military-operation-storm-reality-in-2024/
Pascal Najadi "Global US Military Operation #STORM reality in 2024"
by David Stevens
January 9, 2024
#18734659 at 2023-04-22 14:31:20 (UTC+1)
Q Research General #22987: F-14 Tomcat Edition
Biden to hike payments for good-credit homebuyers to subsidize high-risk mortgages
Apr 22, 2023
Homebuyers with good credit scores will soon encounter a costly surprise: a new federal rule forcing them to pay higher mortgage rates and fees to subsidize people with riskier credit ratings who are also in the market to buy houses.
The fee changes will go into effect May 1 as part of the Federal Housing Finance Agency's push for affordable housing, and they will affect mortgages originating at private banks across the country. The federally backed home mortgage companies Fannie Mae and Freddie Mac will enact the loan-level price adjustments, or LLPAs.
Mortgage industry specialists say homebuyers with credit scores of 680 or higher will pay, for example, about $40 per month more on a home loan of $400,000. Homebuyers who make down payments of 15% to 20% will get socked with the largest fees.
The new fees will apply only to Americans buying houses or refinancing after May 1.
Lenders and real estate agents say the changes will frustrate homebuyers with high credit scores and homeowners seeking to refinance because the rule punishes them for their relatively strong financial positions.
"The changes do not make sense. Penalizing borrowers with larger down payments and credit scores will not go over well," Ian Wright, a senior loan officer at Bay Equity Home Loans in the San Francisco Bay Area, told The Washington Times in an email message. "It overcomplicates things for consumers during a process that can already feel overwhelming with the amount of paperwork, jargon, etc. Confusing the borrower is never a good thing."
He said the rule will "cause customer-service issues for lenders and individual loan officers when a consumer won't understand why their interest rate and fees suddenly changed."
"I am all for the first-time buyer having a chance to get into the market, but it's clear these decisions aren't being made by folks that understand the entire mortgage process," Mr. Wright said.
The new fees "will create extreme confusion as we enter the traditional spring home purchase season," said David Stevens, a former head of the Mortgage Bankers Association who served as commissioner of the Federal Housing Administration during the Obama administration.
"This confusing approach won't work and more importantly couldn't come at a worse time for an industry struggling to get back on its feet after these past 12 months," Mr. Stevens wrote in a recent social media post. "To do this at the onset of the spring market is almost offensive to the market, consumers, and lenders."
https://truthsocial.com/@washtimes/posts/110242422386328167
https://www.washingtontimes.com/news/2023/apr/18/joe-biden-hike-payments-good-credit-homebuyers-sub/
#6194782 at 2019-04-16 03:18:14 (UTC+1)
Q Research General #7921: A Bake Before Bed keeps the Doctor Away Edition
>>6194781
Resignations in the news today - part 2
West Union police officer resigns after making sexual harassment complaint against chief
https://www.kcrg.com/content/news/West-Union-police-officer-resigns-after-making-sex-harassment-complaint-against-Chief–508613421.html
Further Details Emerge About Road Dogg Brian James Resigning As SmackDown Lead Writer
https://www.mandatory.com/wrestlezone/news/1080045-details-road-dogg-brian-james-resigning
Maple Plain fire chief resigns post at Orono schools
https://www.hometownsource.com/laker_pioneer/community/maple-plain-fire-chief-resigns-post-at-orono-schools/article_b0f9bae0-5f83-11e9-bfad-bbeab18b6b63.html
BART General Manager Crunican to retire
https://www.progressiverailroading.com/people/news/BART-General-Manager-Crunican-to-retire–57339
Rock County sheriff's deputy facing charges has resigned
https://www.gazettextra.com/news/crime/rock-county-sheriff-s-deputy-facing-charges-has-resigned/article_cdea8944-f42f-5632-a40f-bdf267acfe1e.html
LYNN TREASURER, COLLECTOR RETIRES AFTER 18 YEARS
https://www.itemlive.com/2019/04/15/lynn-treasurer-collector-retires-after-18-years/
Bennett College's VP of business and finance resigns
https://www.phillytrib.com/news/across_america/bennett-college-s-vp-of-business-and-finance-resigns/article_859b2231-64e4-5ded-bd94-5b2810eeda33.html
Cinco Ranch football coach Don Clayton announces retirement
https://www.chron.com/sports/highschool/article/Cinco-Ranch-High-football-coach-Don-Clayton-retire-13768218.php
South Euclid Notre Dame College president resigning position in June due to family matters
https://www.news-herald.com/news/cuyahoga-county/south-euclid-notre-dame-college-president-resigning-position-in-june-due-to-family-matters/article_ccc48278-5fab-11e9-8a3a-23d095c56e06.html
KU administrator Larry Keating retiring after 5 decades in intercollegiate athletics
http://www2.kusports.com/news/2019/apr/15/ku-administrator-larry-keating-retiring-after-5-de/?mens_basketball
Elk Rapids School Board Accepts Resignation from Teacher Accused of Inappropriate Conduct
https://www.9and10news.com/2019/04/15/elk-rapids-school-board-accepts-resignation-from-teacher-accused-of-inappropriate-conduct/
Connecticut's Judge Christopher Droney to retire, creating vacancy for President Trump to fill on Second Circuit Court of Appeals
https://www.courant.com/politics/hc-pol-judge-droney-retiring-trump-20190415-zkehgcvxrrhdlozi44bimr57zi-story.html
GF Securities Hong Kong Chief Tang Xiaodong Resigns From Firm
https://www.bloomberg.com/news/articles/2019-04-15/gf-securities-hong-kong-chief-tang-xiaodong-resigns-from-firm
Supreme Court Justice Gascon retires
https://www.cbc.ca/news/politics/justice-clement-gascon-retiring-1.5098973
UM Shore Regional Health chairman resigns
https://www.myeasternshoremd.com/kent_county_news/spotlight/um-shore-regional-health-chairman-resigns/article_3fdedf47-b453-5c1b-9385-9bf841ec3a25.html
Roan Resources (ROAN) Announces Resignation of Tony Maranto, CEO
https://www.streetinsider.com/Corporate+News/Roan+Resources+%28ROAN%29+Announces+Resignation+of+Tony+Maranto%2C+CEO/15370066.html
Dave Morgan Resigns From ARF Board, Cites Industry's Need For 'Bolder Action'
https://www.mediapost.com/publications/article/334523/dave-morgan-resigns-from-arf-board-cites-industry.html
Miller resigns from Starkville Board of Aldermen
https://www.starkvilledailynews.com/news/miller-resigns-from-starkville-board-of-aldermen/article_d1e0ac96-5f92-11e9-8f2c-7ba482f43b57.html
Coherent CEO Ambroseo retiring by 2021
http://optics.org/news/10/4/24
David Stevens abruptly resigns from Radian's board of directors
https://www.housingwire.com/articles/48798-David-Stevens-abruptly-resigns-from-radians-board-of-directors
PVR LTD. - Announcement under Regulation 30 (LODR)-Resignation of Director
https://www.thehindubusinessline.com/companies/announcements/others/pvr-ltd-announcement-under-regulation-30-lodr-resignation-of-director/article26842125.ece
John Gollop resigns from Guernsey planning team
https://www.bbc.com/news/world-europe-guernsey-47934474
Kiwanis Club honors retiring Ithaca Police Chief Pete Tyler
https://ithacavoice.com/2019/04/kiwanis-club-honors-retiring-ithaca-police-chief-pete-tyler/
Charles Remsberg retires as editor in chief of Force Science News
https://www.policeone.com/police-trainers/articles/483561006-Charles-Remsberg-retires-as-editor-in-chief-of-Force-Science-News/
Christus Shreveport-Bossier Health System CEO to resign
https://www.beckershospitalreview.com/hospital-executive-moves/christus-shreveport-bossier-health-system-ceo-to-resign-5-notes.html
Downtown Sounds employees hope to keep business open as owner retires
https://www.wwlp.com/news/local-news/downtown-sounds-employees-hope-to-keep-business-open-as-owner-retires/1927632377